I have a horsehide "Crossbreed Micro clip" and I think it works very well. Mine has the standard clips, so I can't comment on the velcro. That being said, I felt like I was "insulting" my R9, with the plastic and leather combo, so I went to Robert at Meco with a design idea for an IWB shark clip holster. "See my thread "My New Shark IWB" . I like the Meco better overall, easier on and off and a smaller footprint. Both are very comfortable, and you will forget you have either on.
Pete